The 2004 Holy Cross Crusaders football team was an American football team that represented the College of the Holy Cross during the 2004 NCAA Division I-AA football season. Holy Cross finished second-to-last in the Patriot League.
In their first year under head coach Tom Gilmore, the Crusaders compiled a 3–8 record. David Mitchell and Steve Silva were the team captains.
The Crusaders were outscored 367 to 240. Their 1–5 conference record placed sixth in the seven-team Patriot League standings.
Holy Cross played its home games at Fitton Field on the college campus in Worcester, Massachusetts.
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