Transfer admissions in the United States refers to college students changing universities during their college years. While estimates of transfer activity vary considerably, the consensus view is that it is substantial and increasing, although media coverage of student transfers is generally less than coverage of the high school to college transition.

A common transfer path is students moving from two-year community colleges to four-year institutions, although there is also considerable movement between four-year institutions. Reasons for transferring include unhappiness with campus life, cost, and course and degree selection. There are no standardized rules nationwide for transfers, and requirements vary by college. However, many states have taken steps to make the transition easier and less problematic, particularly from community colleges to four-year schools within the state, by various methods including school-to-school credit arrangements called articulation agreements.

While many state universities are constrained by budget cuts which have sometimes lessened the number of spots open to transfer students, there are reports that many private colleges are becoming more assertive in seeking transfer applicants. Nevertheless, the transfer process can be difficult, such that transfer applicants have been described as collegiate "academic nomads" who face various obstacles trying to make sure their credits transfer properly to their new school. Unlike admission from high school directly to college, there is less data nationwide about transfer admissions, although there are signs that this is changing.

Advisors agree that much of the advice applicable to high school applicants to college is the same for transfer applicants, such as the need for visiting schools and trying to find one which is the "right fit". The admissions process for transfer students is somewhat different from that for high school seniors. Transfer applicants are more often evaluated by college grades, with standardized test results being less important. The statistical chance of being accepted into a college by a transfer arrangement was 64%, a figure slightly lower than the acceptance rate for first-year college students of 69%. Transferring into elite and highly selective schools is still quite difficult.

Overview Transfer pathways The most common transfer pathway is from two-year community colleges to four-year colleges within a state. Students beginning their collegiate education at community colleges save "enormously" on tuition, since most live with their parents and many work full-time.

But there have been transfers occurring in the other direction, with students from private universities switching to state schools after two years, sometimes as a way to reduce cost. And many students switch between four-year colleges. Some students find themselves unhappy with their current college, and decide to switch for a variety of reasons, usually having to do with a program of study or a feeling about a particular school that the "fit" is not right, or concerns over cost. For example, United States President Barack Obama transferred from Occidental College to Columbia University during his college days.

Demographics of transfer students Estimates vary considerably regarding how many college students transfer. Several reports suggested about a third of college-aged students had transferred at least once during their college careers, which includes transfers from community or two-year colleges to four-year colleges, as well as transfers between four-year colleges or universities. A high estimate was that 60% of students attended more than one collegiate institution between the ages of 18 and 24, and this estimate includes 20% who transferred from one four-year institution to another one. A third estimate was that only 20% of students in four-year colleges were transfer students. A fourth estimate, from the National Center of Education Statistics, was that 2.5 million college students transferred each year. In 2009, one report was that 566,400 students at schools surveyed by US News, transferred from one institution to another in that year. A report in 1999–2000 suggested that a fifth of community college students intended to transfer to four-year colleges, and an additional 24% were taking courses for personal enrichment or for transfer purposes. Another report suggested that only about a quarter of community college students followed through on their plan to transfer to a four-year college or university.

Transfer students tend to be disproportionately from poorer families, according to one report. A report suggests that many transfer students have "far more experience in the ups and downs of the working world" and tend to bring more diversity to a college campus. A second report confirms that "transfers graduate at a higher rate than students who just finished 12th grade", and have "adjusted to a more independent lifestyle." Demographic analysis suggests that a slight decline in high school graduates is underway since about 2009, prompting many four-year colleges to make up for the shortfall by bringing in more transfer students.

Financial considerations for transfer students Transfer students can get financial assistance in the form of merit aid. One estimate was that over three-quarters of colleges (77%) offer merit aid to transfer applicants. Merit aid often varies by college size: smaller colleges with less than 3,000 students were somewhat more likely to offer merit aid (81%) than medium-sized colleges (66%) or large schools (67%). Greater than three-quarters of schools (77%) said that they offer merit scholarships for transfer students. And there are reports that the practice of offering "transfer scholarships" is becoming more prominent. There are reports that there is more financial aid for transfer students in states such as New Jersey, which have increased state funds for scholarships such as the NJ STARS II program. There was a report that less selective colleges and universities were somewhat less likely than competitive colleges to award merit scholarships to incoming transfer students.

The process of transferring Obstacles and difficulties One reporter described the transfer process as problematic:

Openings for transfers vary by type of college, and can vary at a particular college year by year. One source suggested that small liberal arts colleges which have most freshmen completing all four years, tend to have few openings available; in contrast, large state universities often have many positions open, typically to accommodate graduates from two-year colleges. For example, 412 students applied for transfer admission into Amherst College and admitted about 6% of them; in contrast, the much larger Arizona State University had 11,427 transfer applicants and admitted 84% of them. One report described transfer students as "academic nomads" struggling to keep credit hours they have earned.

Transfer students, particularly community college students, face many additional obstacles when trying to achieve their transfer goals. While attending a community college is a financially attractive choice to numerous students in the United States, studies have shown that students who enroll in community colleges are significantly less likely to complete a bachelor's degree when compared to four-year students who started at a university as freshmen. In fact, it is estimated that only 20% of the 1992 high school class originally enrolled at a community college received a bachelor's degree by the year 2000. Students who have a strong sense of self-efficacy, and feeling of belonging to the campus community, are more likely to persist in their studies. However, transfer students' confidence can be hindered by the stigma associated with having attended community college, which is perceived to be less academically rigorous. Another factor preventing transfer out of community colleges is the requirement of remedial courses for new students. The large need for remedial classes, especially in writing and math, has left students discouraged, as they feel they are repeating high school. In addition, the lack of quality academic counseling has been a problem. Due to the fact that many community college students attend more than one college, proper advising has been hard to come by since each school has its each course numbering system. When a student wishes to transfer to an institution out of state, the process becomes even more complicated as there may be limited articulation agreements.

The obstacles preventing two-year college students from transferring and earning a bachelor's degree may also be related to motivational and psychological issues. While work, family, and financial issues are the common factors to blame for the decline in transfer rates from community college students, research has shown that motivation to learn and succeed can make a major impact on a student's future. After examining the results from National Longitudinal Surveys, it was discovered that students entering a community college who aimed during their last few years in high school to earn a B.A. or graduate degree yielded the highest transfer rates in 1972 and 1980, the two classes of the study. While the transfer rates in this study declined, a correlation between positive educational aspirations and transfer success was noted. Additional studies have also examined the relationship of psychological and motivational factors with transfer rates. Students who have ambitious career goals are more likely to transfer, and students whose expectations don't exceed the two-year college level are less likely to transfer. Making significant progress and steps at a community college may also be a beneficial factor in maintaining motivation and overcoming the difficulties that transfer students face. Referring back to the results from the National Longitudinal Surveys, it was found that students who transferred without an associate degree were less likely to complete a B.A. degree than those without one.

Researching transfer options Only in the past decade has the federal government begun requiring colleges to post statistics about transfer students. As a result, there is not much readily-accessible information about historical trends about transfer students. The United States Department of Education did a tracking study in 2003 to analyze the progress of students who started at community colleges in that year, and found that of those planning to transfer to a four-year college, only 15% of them had actually done so within a three-year time interval. Record keeping and data about transfer admissions is not as complete as comparable data for freshman admissions; it varies by school. Researching transfer possibilities is generally more complex than applying to college from high school. Advisors suggest one method to get information about specific schools is to search online and use the Common Data Set:

So-called "transfer friendly" colleges which seek transfer applicants often have a transfer coordinator, housing arrangements for transfer students, an orientation program for transfer students, and are likely to accept most or all of a student's credits from their previous college.

Transferring credits